Visionwolf Futures LLC
AQUIRING THE HOMES
We go to public tax auctions and get a list of available homes for tax sale. Next we research these homes and find the most probable livable homes for purchase. Then we go out and take a look at these probable homes and pick the ones that we deem worthy of our program. Once chosen, we bid for them at the tax auctions and purchase them should we win.
The next step we take to ensure safety for our prospective buyers and us is to do a "Quiet Title" to enable a clean title that most financial institutions require for a loan.
After all of this is done, we fix the home up if needed, have cleaners and a landscaping service come out and manicure it, and then have it appraised. Then we offer the home to the public at as close to one half of the appraisal price as possible.
The next step we take to ensure safety for our prospective buyers and us is to do a "Quiet Title" to enable a clean title that most financial institutions require for a loan.
After all of this is done, we fix the home up if needed, have cleaners and a landscaping service come out and manicure it, and then have it appraised. Then we offer the home to the public at as close to one half of the appraisal price as possible.
SCREENING PROSPECTIVE BUYERS
Now we have to find approved buyers for our homes. To purchase one of our homes you have to be in the "Middle" income bracket or lower. Should you fit that criteria, then we must compare all qualifiers for that home to see who already has financing who needs financing and who may qualify for our own personal lease to own program. The first to already have financing or qualify for financing in our lease program gets the home. So yes, you do have to qualify for our program; and yes you do have to qualify for some sort of financing; but it is still first come first served after that is all established.
THE LEASE PURCHASE PROGRAM
To qualify for our lease purchase program you have to be in the "Middle" income bracket or lower, have a viable source of income to enable payment, and not be able to get or afford financing elsewhere.
This program allows for a set monthly payment of $350.00 - $750.00 depending on size, location, condition of the property being looked at, and your income vs. your bills. This monthly payment is used to pay annual property tax and home insurance first and foremost every year then the remaining payments go fully toward the principal balance of the loan at 0% interest.
A deposit is required, but we can make arrangements to spread its payment out through multiple months. Under certain need based circumstances you may be able to move in with simply the first month’s payment.
We do allow you to skip a payment when needed to help during the hard times. You may do this up to 3 times a year. Do note though that we will serve you with an eviction notice when you skip a payment. As long as a payment is made by the time noted on the eviction notice then everything goes back to normal. Should it not get paid in time, you will be evicted, another buyer will be found for the home, and you will lose all that you have invested in the house. So, do not use these payment skips lightly and please get a payment made on time according to the eviction notice so we can avoid this. The less you use these the sooner your home will be paid off and outright yours!
This program allows for a set monthly payment of $350.00 - $750.00 depending on size, location, condition of the property being looked at, and your income vs. your bills. This monthly payment is used to pay annual property tax and home insurance first and foremost every year then the remaining payments go fully toward the principal balance of the loan at 0% interest.
A deposit is required, but we can make arrangements to spread its payment out through multiple months. Under certain need based circumstances you may be able to move in with simply the first month’s payment.
We do allow you to skip a payment when needed to help during the hard times. You may do this up to 3 times a year. Do note though that we will serve you with an eviction notice when you skip a payment. As long as a payment is made by the time noted on the eviction notice then everything goes back to normal. Should it not get paid in time, you will be evicted, another buyer will be found for the home, and you will lose all that you have invested in the house. So, do not use these payment skips lightly and please get a payment made on time according to the eviction notice so we can avoid this. The less you use these the sooner your home will be paid off and outright yours!
